If your CIBIL is good then you can easily get loan from anywhere, but if it is not good then your loan will always be rejected.
Friends, today here we will know how and where we can take loan with bad CIBIL, here we can easily take loan up to 70000 rupees and we get about 12 months to repay it, friends, go anywhere to take this loan. No need, you can take this loan by doing KYC in few minutes at home without any rush.
The best thing about this bad CIBIL loan is that it is a NBFC registered and approved by RBI, so it is completely safe, and if you take a loan here on time and always pay on time, you will not have to worry. . Any kind of loan for him. No additional fee will be required.
Interest and Fees for Bad CIBIL Score Loans
- Interest – Friends, here you have to pay interest up to 36% per annum, it will start from around 26%.
- Processing – To avail this loan with bad CIBIL, you have to pay a processing fee of around 10%.
- Penalty – If you do not repay the loan on time, you will have to pay a penalty on a daily basis.
- NACH – Here, if you have approved NACH for loan repayment and it gets bounced due to any reason, you have to pay for it to the lending institution as well as your bank.
- GST – You will have to pay GST of around 18% of the total cost on all the expenses incurred for availing this loan.
documents
- PAN card
- Aadhaar Card
- Online selfie
- Aadhaar OTP will be required
CIBIL Loan Details
To take this bad CIBIL loan, we have to use some RBI approved loan application which gives you loan in few minutes, you don’t need to provide any income proof to take this loan,
- Tala Loan Application (Tala)
- Rapidrupee Loan Application (Rapidrupee)
- Hero Fincorp Personal Loan Application
- CreditPlus Loan Application (Credit+)
- Rapidpaisa Loan Application (Rapidpaisa)
How to take loan with bad CIBIL (Apply)
- Install the loan app mentioned here in your phone
- First of all you have to create an account here using the mobile number linked with Aadhaar.
- Now to take this bad CIBIL loan, you will need to do KYC for which you will need to provide complete information about yourself, documents, online selfie and bank details.
- Within a short time, if you are eligible for this loan, you will get a loan offer.
- To avail this loan offer, you have to first sign the loan agreement online using Aadhaar OTP.
- Here you have to give NACH approval for this loan for which you need internet banking or debit card.
- Now your loan will be directly credited to your account after approval.