ICICI Bank Personal Loan: You all must have seen the name of ICICI Bank, one of the largest bank branches in India, on TV and in various places in the market. This bank also provides personal loan facility like other banks. From here customers can avail personal loans from other banks.
You will pay Rs. 5,000 to Rs. You can apply for a personal loan up to 50 lakhs at home easily, in less time and at low interest rates. The loan approval process is completed very quickly by the bank, so there are some restrictions on loan approval. Money reaches the customer’s account within minutes.
Features of ICICI Bank Personal Loan
ICICI Bank Personal Loan interest rates are quite low. This bank offers loans at an initial annual interest rate of 10.80%. From here, the customer can pay Rs. Can apply for personal loans up to 50 lakhs. ICICI Bank will send the loan to the customer in just 5 minutes. Transfer to account.
If a person takes a personal loan from ICICI Bank, he gets an option to choose a longer period to repay the loan. The customer can choose the loan tenure from 1 year to 6 years as per his convenience, while the loan application fee is Rs. The customer has to pay 2.50% of the loan amount.
Eligibility is required to avail ICICI Bank Personal Loan
- Applicant must be a resident of India
- Applicant’s monthly income should be at least 30,000 rupees.
- The age limit for employed persons is between 23 to 58 years and for non-employed persons the age limit is between 28 to 65 years.
- Must have worked in current job for at least 1 year.
Documents Required for ICICI Bank Personal Loan
- bank account
- Identity proof
- Address proof
- Passport size photograph
- Salary slip (for employment)
- Last 6 Months Bank Statement (For Non-Employment)
- Other documents
How to Apply Online for ICICI Bank Personal Loan?
- First of all go to the official website of ICICI Bank and click on loan option.
- Now select the loan amount and the tenure for which you want the loan.
- Enter your mail id and mobile number.
- Enter OTP received on mobile for registration.
- Now enter your personal information. Select your job or business type.
- Upload all necessary documents required for loan by ICICI Bank.
- After completing the loan application process, the loan will be approved and the loan amount will be credited to the applicant’s account within few minutes.
FAQ’s
Can I withdraw from ICICI Bank Rs. Can I take a personal loan of 5 lakhs?
Yes, ICICI Bank Rs. Offers personal loans up to 50 lakhs. As per customer’s wish Rs. Can also apply for a loan of 5 lakhs.
What are the introductory interest rates for ICICI Bank Personal Loans?
ICICI Bank Personal Loan interest rates start at 10.80% per annum.
Who can take personal loan from ICICI Bank?
Employed, non-employed, businessman can take personal loan from here.